Questions

How do I qualify? 

• Have paid off vehicle
• Typically less than 8 years
• No credit check required

• Usually ranging from 1-4 years depending on the loan amount
• Loans from $1,000 - $10,000
• Keep your vehicle during the term of the loan
• Can be paid off at anytime with no penalty

• Vehicle Ownership
• Valid driver's license
• Valid Vehicle Insurance
• Pay Stub Or proof of income
• A recent utility bill (with current home address)
• Bank account information or PAP form
• Spare vehicle key (to be returned at the end of the term of the loan)

• Complete the required paperwork
• Your Information is verified
• Visit one of our locations or get a direct deposit into your bank account

My credit is really, really bad, can I still qualify?

YES. There are several factors that contribute to you getting approved for a loan under our program.  Your personal credit history is not one of them.  In fact we do not do credit checks for this type of loan. If your car qualifies the loan will be approved.

Will I qualify if I’ve previously declared bankruptcy?

Yes, you can qualify even with a bankruptcy on your record. Our loans are approved based on the value of your vehicle, not on your credit rating. If you have a car that is less than 8 years old you can be approved no matter what your credit rating is.

Will you accept a loan against any car?

In order to qualify, your car must: